A customer has not paid an invoice for months, an acquaintance will not repay a loan, or a tenant has left owing rent. Creditors come to us when phone calls and reminders have failed and they want to know whether, and how, the money can be recovered. We pursue monetary claims arising from commercial and works contracts, loans, tenancies, compensation for damage and unpaid wages, including claims of foreign creditors against Slovak debtors.
We start by assessing recoverability: the legal basis of the claim, the evidence, limitation periods and whether the debtor has the means to pay. If recovery makes no economic sense, we tell you. Then we proceed in three stages: a pre-action letter, an application for a payment order or a court claim, and finally enforcement. If the debtor wants to pay in instalments, we suggest security, such as a notarial deed with an enforcement clause or a charge over assets.
We work for companies, sole traders and private individuals. Our office is in Žilina, and because courts and bailiffs in Slovakia work electronically, we recover debts nationwide regardless of where the debtor lives. We can discuss your case in person or online, in Slovak, Czech or English. For claims between businesses, a fee linked to the outcome can often be agreed. Before we start, you always know what you will pay and what you can claim back from the debtor.
Send us the contract, invoices and correspondence with the debtor. We assess the chances of recovery, the limitation period and the costs, and propose a course of action.
We send the debtor a demand with a deadline for payment. The letter is also a condition for the court to award you costs in any later dispute.
If the debtor does not pay, we apply for a payment order (Section 265 et seq. of the Slovak Civil Dispute Procedure Code). If the debtor objects or the claim is disputed, we bring a full claim and represent you at the hearing.
Once the decision is enforceable, we apply for enforcement and follow its progress. We transfer the recovered money to you with a statement of principal, interest and costs.
A civil law claim becomes time-barred after 3 years (Section 101 of the Slovak Civil Code), a commercial law claim after 4 years (Section 397 of the Slovak Commercial Code).
A right awarded by a court, and a debt the debtor has acknowledged in writing, become time-barred after 10 years (Section 110 of the Civil Code).
Under Section 142(2) of the Civil Dispute Procedure Code, a pre-action letter is a precondition for recovering legal costs. Without one, the court may refuse to award costs even if you win.
Articles are in Slovak.
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In a consultation we assess your situation, suggest a way forward and tell you what costs to expect.
€90 incl. VAT, 30 minutes, in person or online
This page is for general information, reflects Slovak law at the time of writing and is not a substitute for advice on your particular matter.
